Client is 60 years old and would like to file a Chapter 7. She is currently receiving $1172.00 from social security and $120.00 from food stamps. Client did file a chapter 7 in 2010 in CA which was discharged. She states she became ill and her hours were cut and her income was not enough to pay everything. Client does have 1 vehicle, which is paid in full, but did get a title loan (approximate balance is $394.00). Client does not have a house. Her dischargeable debt is approximately $83,000.00. She also owes the IRS approximately $54,000.00 and states she did not pay enough taxes. Client states she had back and brain surgery and is now disabled. She can no longer work and is not receiving the income she was receiving before. She would like a fresh start.
Case Number: 2021-001681
Case Number: 2021-005375
Client is 76 years old and would like to file a chapter 7. She is retired and is receiving $1172.00 from Social Security, $148.00 from her Culinary Pension and $100.00 from family members. She has a house with a value of $180,000.00 and a balance of $52,000.00. She is current on the mortgage and would like to keep her house. She does not have a vehicle. Her debt is approx. $28,300.00 (not including the house). Client states she was paying her daughter’s medical bills because she did not have health insurance and was very ill. Last year her daughter passed away and she also paid for her funeral expenses. Her daughter retired in 2019 and did not make any changes to her expenses and fell behind on her bills.