Case Number: 2019-000963

Type of case: Debt & Other Title of Property
Spanish speaking, father with 6 minor children at home, seeks help with representation in a District Court case after being served with a Complaint on or about January 30, 2019. Plaintiff is suing for violations of Clark County, Nevada-Code of Ordinances 9.04.240, Unjust Enrichment, and Foreclosure of Liens. Plaintiff also seeks substantial damages for non-payment of garbage collection fees. On Christmas Eve 2014, client was hit by a vehicle. The driver was his current girlfriend’s ex-boyfriend. The individual was charged with attempted man slaughter. Client did not receive any insurance compensation after the criminal case, because it was an intentional act. The injuries client sustained kept him out of work for a few years. However, he has recently returned to work. Client is concerned about losing his property. He would like an attorney to help negotiate a repayment plan and assist with the District Court case.

Case Number: 2019-001818

Spanish speaking client is single, purchased a home with a man in 2018 who never moved in with her. Client then added her partner to the deed (not the same friend). Later, the friend (co-purchaser) kicked client and her partner out. She is seeking pro bono assistance in negotiation talks with co-owners to refinance home to remove her from the mortgage or a file a partition lawsuit.

Case Number: 2018-007911

Spanish speaking client is a single mother of 3, head of household. She needs assistance w/ disputing a contract for Solar Panels. Client had filled out an application electronically for solar panels and financing. The solar panel company told her that she would be receiving an $8k tax credit which would lower her payment. Client accepted for this reason.  When she applied for the credit, she did not get it, so the solar panel company gave her a discount of equivalent amount so she proceeded. Client then proceeded w/ getting the panels installed. When she received her first invoice she realized that they did not give her the rebate, and when she called to address the issue, the company cut off all contact with her. Later on she found out the company has an active bankruptcy case pending. Client also mentioned that she’s been experiencing power outages in her home so she contacted her homeowners insurance to run an investigation. They came to the conclusion that the work the company did to connect the Solar Panels was not done properly and faulty wires are causing these outages. Client stopped paying the monthly installments due the balance being incorrect and the other problems, but she is afraid her home will be liened. She wants assistance w/ voiding the agreement

Case Number: 2019-002314

Disabled, elder client seeking assistance w/ a Balloon Mortgage. In July of 2018, client acquired his mother’s property through probate. Client inquired the possibility of doing a reverse mortgage. His realtor advised him that he wouldn’t qualify unless he remodeled the property because it was in bad shape and offered to assist him w/ the process. Realtor advised that he should obtain a home equity loan to afford the repairs needed and began the process. Two weeks after their conversation, realtor picked him up and drove him to the realty to sign forms. After signing he received a $60k loan however, he only received $46k because the remaining $14k was applied to “fees, Interest, and taxes”. He made $30k available to realtor immediately to begin the renovations. Around August 2018, realtor assured  the work was almost completed. He asked for another $7k for carpet installation and a stove that needed to be replaced. He gave realtor the $7k and never heard from him after that day.

Turns out client had actually signed for a balloon mortgage Loan, not a home equity loan. Client looked through the contract and realized the addresses included there are unknown to him. The agreement also states the property is his “investment” property which is untrue. The principal balloon payments together w/ all accrued interest is fully due by July 17th 2019. Client is afraid he is approaching foreclosure risk and wants assistance w/ investigating this loan agreement and possibly voiding it if he has any defenses. He also claims that the work done on the property wasn’t completed because his ceiling is currently caving in and his floors are unfinished.